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Gaming - 'Percentage Back' promotions



What is a percentage back offer?

Here's a quick summary: 

There are two sets of percentage back promotions, one of which is net winnings and the others net losses. It is important you are aware of the promotion you are taking part in, as there is a difference between the two, each having their own significant conditions.

So what are net winnings and net loss?

Net winnings, is the money you receive that exceeds your stake. So if you stake £20 on a featured game, during the promotion period and win £40. Your net win is £20. Assuming that the promotion was a 20% cashback on net winnings, you would have £4 credited.

In addition, what is a net loss?

Net losses, are where the money you stake exceeds your winnings. So if you wagered £100 on a featured game, during the promotion period and only won a total of £20. Your net loss would be £80. Assuming the promotion was a 20% cashback on net losses, you would have £16 credited.

Once calculated, you could be credited either cash or bonus funds, but again this would be specified in the terms.

A bonus back will usually have wagering requirements and other conditions, highlighted before you opt into the promotion.

Why has my bonus disappeared?

Some promotions state that if your Bonus Balance falls below a certain amount any remaining Bonus Funds in your Bonus Balance will be deleted and the Promotion will automatically end.

For example, if a promotion may state that the Bonus Balance cannot fall below 20p. If you have 50p left in your balance which you put on to one spin that returns 15p, your remaining bonus balance of 15p is deemed to have crossed below the required threshold and it will be deleted.

How does your Bonus / Bonus Funds contribute to wagers you place in Promotion-play?

When you place a wager in a Promotion Game, the stake will be taken from your Account in the following order of priority:

a. initially, from your Buy-In Balance (if applicable);
b. then, if the stake exceeds the value of your Buy-In Balance, the amount of your stake in excess of your Buy-in Balance will be taken from your Bonus Balance; and
c. then, if the stake exceeds the value of your Buy-in Balance and Your Bonus Balance, the remaining stake will be taken from your Main Balance.

If winnings are accrued from stakes made from your Buy-In Balance or Bonus Balance the order of priority as set out above will change. Stakes will be taken from winnings returned to your Buy-In Balance then any winnings returned to your Bonus Balance. Once these winnings have been exhausted, the order of priority will revert back to the original order as set out above.

Example 1

Suppose you have £50 in your Main Balance and you choose to take part in a Promotion and receive a £5 Bonus (with a Wagering Requirement of £100). Your Account looks like this:

Main Balance     £50
Bonus Balance   £5
Total Balance     £55
Wagering Requirement  £100

You place an initial wager of £5 which is deducted in full from your Bonus Balance (the stake does not exceed the funds in the Bonus Balance so no funds are taken from the Main Balance). The Wagering Requirement is now £95 (i.e. £100 - £5 = £95).

The initial wager is successful, with winnings of £20 (including your £5 returned). This is allocated to the Balances in proportion to the percentage of the stake contributed by the Main Balance and the Bonus Balance respectively: the Bonus Balance gets £20 (i.e. 100% of stake contributed); and the Main Balance gets £0 (it contributed 0% of the stake, so it gets 0% of the returns). Your Account would now look like this:

Main Balance     £50
Bonus Balance   £20
Total Balance     £70
Wagering Requirement  £95

Example 2

You place a second wager of £40. This is deducted as follows: £20 from the Bonus Balance; and £20 from the Main Balance (i.e. the Bonus Balance is used up first and then the amount of the stake in excess of the Bonus Balance is taken from the Main Balance). The Wagering Requirement is now £75 (£100 - £5 - £20 = £75). The portion of your £40 stake contributed by the Bonus Balance (i.e. £20) is deducted from your Wagering Requirement. The £20 of your stake that was taken from the Main Balance is not deducted from the Wagering Requirement.

This bet is also successful, with winnings of £60 (including your £40 returned). The stake and the winnings are allocated to the Balances in proportion to the percentage of the wager which was taken from each Balance: Bonus Balance gets £30 (i.e. 20 / 40 = 50% of the amount staked); and the Main Balance gets £30 (i.e. 20 / 40 = 50% of the amount staked). Your Account would now look like this.

Main Balance     £60
Bonus Balance   £30
Total Balance     £90
Wagering Requirement  £75

Video Guide: What is a percentage back offer?

Watch our video guide explaining percentage back offers:

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